Capital Refinery
Capital Refinery vs Workday Adaptive Planning

Enterprise FP&A is not a private capital decision system.

Workday Adaptive Planning (formerly Adaptive Insights) is an enterprise FP&A platform — budgeting, forecasting, and consolidated planning at the operating-company level. Capital Refinery is the structured record of the GP's investment decision across the life of the position. They sit at completely different levels of the stack.

The honest read

What Adaptive does well, and where the line is.

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What Adaptive is built for

Enterprise FP&A: budgeting, forecasting, consolidation, planning.

A mature cloud planning platform built for the operating company finance team. Driver-based budgets, rolling forecasts, scenario planning, and consolidation across business units. For a portfolio company CFO, it is a strong choice — and many sponsor-backed companies run it as their planning system of record.

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What it is not built for

Holding the GP's investment thesis after IC approval.

Adaptive lives inside the operating company. It models the budget and the forecast at the OpCo level. It does not know what the IC decided at entry, what assumptions the deal team relied on, or which KPIs were intended to test the underwriting case. The GP-side decision record is a different object — and Adaptive has no schema for it.

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Where Capital Refinery sits next to it

Above the OpCo, governing the position over time.

The most common pattern: the portfolio company runs Adaptive for its planning. Capital Refinery sits above it at the GP level, ingesting the actuals and the forecast, mapping each KPI to the entry assumption it tests, and producing decision validity across the firm's full portfolio. The two are complementary, not competing.

Side by side

Where the lines fall.

CapabilityWorkday AdaptiveCapital Refinery
OpCo budgeting and rolling forecastStrong — core capabilityNo — different layer
Driver-based planning and consolidationStrongNo
Domain model for the GP's IC decisionNoYes — first-class object
Structured investment record at ICNoYes — bound at approval
Operator data → entry assumption mappingNoYes — the data model
Cross-portfolio decision validity rankingNoYes
Covenant + breach probability for credit positionsNoYes

Your portfolio companies will keep Adaptive. The question is what governs the GP decision.

Bring us a position from your portfolio. We will show you the GP-side decision layer that lives above the OpCo planning stack.